Getting Ripped Off like Rotisserie Chicken?

Already have life insurance? That’s a great start. Mama is truly proud of you for being real about life and protecting your loved ones. So you’re covered, but until when? What do you even have, and when was the last time you got your life insurance policy reviewed? Chances are that you’ve never. Why not? Because it’s not a service that’s really offered until now—with me! (You and your family can thank me later for rip-off-proofing your policy for free–potentially saving your life and tens if not hundreds of thousands of dollars.) It’s no joke.

For now, let’s just blame it on the late night infomercials of the ‘90s and Ron Popeil who got you like “Set it, and forget it!”  Problem with that is life insurance ain’t no rotisserie chicken, and even if it was, not all rotisserie chickens are the same!  They all vary in size, juiciness and flavor, freshness, and price! (Shout out to all my fellow Costco members.) Truth is: some are just better than others.

With thousands of life insurance providers out there, chances are, you very well could be getting ripped off. Could you be paying way more for what you have than you really should?  Unfortunately, yes, and you probably are.

In general, as new financial solutions emerge and hit the marketplace, staying competitive and attractive to consumers means increasing the benefits while lowering the costs.  So if your life insurance policy has been on “set it, and forget it!” mode over the last years, months, weeks or days even, that “rotisserie chicken” might not be the right size and flavor for you. It could also very well be overpriced and stale (nearing its expiration and/or under performing). Can it be juicier with living benefits that give you added protection with acceleration of (access to) the death benefit and tax-sheltered savings while you’re alive? Yes, it sure can. In fact, they sure should!

What if you are getting ripped off? How could a free review help you? Here are a few real client examples:

For just $4 more per month, she got $50,000 more in tax-free life insurance benefits, 5 additional years of coverage, and living benefits, such as access to her $250,000 death benefit if a terminal, critical, or chronic illness strikes.

His life insurance policy was from a B-rated provider and the cap (maximum) interest rate on his cash value was 1%, whereas I replaced his policy with an A-rated provider and the cash value’s interest rate cap is now 11 times better than it was at 11%!

Her life insurance policy was from a BBB- rated provider and her cash value’s interest rate cap was 1.5%, whereas I replaced her policy with an A-rated provider and $6,000 monthly access to the death benefit for Long-term care needs. Not to mention, a cash value interest rate cap of 15%. That’s 10 times more potential growth in tax-sheltered wealth than she had with her old policy!

His life insurance policy had a Long-term Care (LTC) insurance rider with access to the death benefit, so long as he is unable to perform 3 out of 6 Activities of Daily Living (ADLs), i.e. bathing, dressing, transferring, continence, toileting, and eating. When on claim, his LTC benefit will be on a medical reimbursement basis. Meaning, medical expenses would be reimbursed with submission and approval of receipts. I replaced his policy with a superior LTC insurance rider, qualifying on 2 out of the 6 Activities of Daily Living (ADLs), versus 3 out of 6 on his old policy. Moreover, the new and improved LTC rider is on a cash-indemnity; therefore, a monthly check of $5,000 in LTC benefits would be made out to the policy owner (like cash money) to cover both medical and non-medical expenses like his mortgage/rent, kids’ childcare, food–whatever he needs during his time on claim. Better yet, whatever the fuck he wants at that point so he can live it up and go all out at Costco for all the perfectly golden rotisserie chicken he can eat, magnum bottles of pinot noir, and Costco-sized bottles of Jameson, Grey Goose and Patron.

As you can see, I’m dead serious and I’m no chicken about checking that “chicken” to get you the most for your money. It could mean a difference of tens or hundreds of thousands of dollars and up to 11 times more tax-free money and tax-sheltered wealth. I’d love a chance to top that (with the perfect golden brown).

Simply send me a copy of your policy, and I’ll do all the work and investigation for you. It’s as easy as “Set it, and forget it!” but even better! I’m like your very own “Flo” with Progressive (for car insurance), but with life insurance to make sure you’re getting the most out of life, more bang for your buck, and maximum coverage (and potential returns) for your premiums paid and contributions made.

Suddenly craving chicken? Meaning you don’t have life insurance, but know you need it and want it, too? I can run quotes for you across hundreds of A-rated life insurance providers. Nationwide is on your side… And so are Prudential, Transamerica, AXA, VOYA, AIG, North American, Lincoln, and many more. I know, I know… My free quotes are as exciting as free samples at Costco.

Last but not least, my vegetarian and vegan friends… Don’t worry. I got your back for life (insurance). So chicken is not part of your diet plan after Netflix binging on horror films of food? That’s perfect! Let’s throw out the bad chicken. It’s a no brainer… (Get it?)  All jokes aside, you now know, it’s no joke that when more money is saved, more money can be made. Just let me know if you’re hungry for more. It’s a win-win. (Drumstick drops… In slow motion.)

Call or text Uyen Nguyen at 408-515-0099 to save your life (insurance)! Or simply fill out the form below.

© 2019-2020 by Uyen Nguyen

31 thoughts on “Getting Ripped Off like Rotisserie Chicken?”

  1. Hi Uyen, how awesome 👏 the news ! Great job for helped people need your services! So proud of you ! Keep doing your works and enjoy 😉 too ❤️😊

    1. Thank you, Judy!! It’s been very empowering to educate and help others make the most of their money. It’s a real privilege to have such an opportunity to better the financial well-being of the people I care about and the people they care about. 🙏💕💯 Thanks so much for always being so supportive.

  2. Hi, just required you to know I added your site to my Google bookmarks due to your layout. But seriously, I believe your internet site has 1 in the freshest theme I‘ve came across. It extremely helps make reading your blog significantly easier.

    1. Hello Catina! Thanks for visiting and sharing your comment! I’m so glad you like the layout design. I’m new to this and have no prior experience so it means a lot to me, especially having done it all myself. I truly appreciate your open support. Please let me know if there’s anything I can do to help! All the best,
      Uyen Nguyen AKA Win Win

  3. I absolutely love your site.. Very nice colors & theme. Did you create this amazing site yourself? Please reply back as I’m looking to create my very own site and would love to know where you got this from or exactly what the theme is called. Many thanks!

    1. Hello Noriko! Thank you for the kind compliment!! Yes, I created it myself. I’m a newbie, but I have a love for design and functionality so it means a lot that you made this comment! I hope my readers will find it to be just as appealing and easy to follow to gain value in my messages. The theme is “Twenty Sixteen.” Let me know if you have any other questions. I’m happy to help! ~Uyen Nguyen (aka Win Win)

  4. There’s SO MUCH TRUTH in what you’re saying, Uyen! My story began when I was around 30 yrs old I decided to get a real life insurance policy (not just what your company gives you) and at the time, the agent put me in a termed plan and didn’t explain anything to me. Fast forward 10 Years, my insurance policy was expiring and my monthly premiums were increasing every year. Forward another 5 yrs to today, I was shocked at how much I was paying for life insurance and was contemplating on canceling all together because I could not afford it or afford the yearly premium increases. I was scared, worried and felt lost because I didn’t know what other options there were for me. I’m now a single mom, supporting and raising my son on my own. Scared that if something happened to me, if I became disabled how would I support myself and my son or worse off – if something happened to me, I wouldn’t be able to leave my son with any financial support.
    Uyen took the time to sit down with me, to learn about my needs, goals and future and explained all the different options I could go with – I didn’t have to give up! Because of your passion to help teach, guide and share your knowledge with others (especially moms like me) I truly understand how I’m covered and how my policy (money) is working for me. Because of you, I now how a better life insurance policy (increased by a few 100k) that will last 30 years, you helped to decrease my monthly premium that I was paying out… Oh and the BEST PART… now has Living Benefits!!! The process was super easy, I appreciate you doing all the paperwork – it just made it that much more easier of a transition. I can’t thank you enough, with your help I can now feel safe & secure about the unknown future! I will tell all my friends and family that Uyen truly has the best heart and interest in helping as many people and families that she can! Thank you for looking out for me.

    1. Oh Heather, you are so welcome! Thank you so much for making the time to share your honest experience. I’m grateful to have the opportunity to help you! Thank you for giving me a chance to explain, educate, and assist. It’s my pleasure and passion to help protect families, and it was an honor to help yours! I’m so glad you now know what you have and that your policy is a way better fit for you (much more beneficial than the previous policy) with even more coverage AND a premium that is fixed and is less than you were paying! It’s a Win Win Win all around! Thank you again for giving me a chance to earn your business. I look forward to helping you reach all your financial goals.

    1. I love your honest feedback! I have some good things underway! I promise they’ll be worth the wait. (I hope!) 😂 Thank you for being here and for supporting me and my honest creations. Cheers to you!

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    1. Hello and thank you for your very insightful comments and recommendations! I would love to create some videos and visuals! I totally thought of that while writing this piece. I originally wanted a video of me dropping a drumstick like a mic drop in slow motion to close out the blog post. lol I’m working on a few things that will require this as well and I’m excited to post them on here soon! The works are written and now it’s just a matter of hiring someone to help me with videos and editing. Appreciate you! Please come back soon with more honest feedback. =)

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    1. Thank you for the kind words! A writer of an e-book? Haha no way! If I had full freedom to share my honest truths about my experiences and findings in this industry, I totally would create one! Thanks for finding my blog and for the compliment regardless! Please do come back soon!

  11. You really make it seem really easy with your presentation but I to find this matter to be actually something that I feel I would never understand. It sort of feels too complex and extremely wide for me. I’m having a look ahead on your next put up, I will try to get the hold of it!

    1. I appreciate your honest feedback–more than you know. Thank you for taking the time to express yourself. You’re absolutely right. I pretty much dove into a very specific and complex subject matter that really worked me up at the time of writing up this blog post. I had clients who were getting ripped off, and I had a burning desire to “log” their experiences and expose the truth with the evidence of numbers. Though I can see how this post–especially with the numbers–can be even more incomprehensible without any prior knowledge or awareness of life insurance, particularly cash value life insurance. I’ll work on another piece to break it down, which should have been written and posted prior to this piece. =D Thank you again for the helpful insight, which will help me further help others (in their learning). Please do not hesitate about sharing your honest opinion, and thank you for your help in this journey of mine to get the world up to speed about the realities of this business, how some people get burned, and how I’m able to personally rescue them with over 200 providers that I have access to. =)

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